Articles on: Virtual Accounts

EUR virtual IBAN limits and payments

EUR virtual IBAN limits and payments


The banking provider's EUR virtual IBAN allows funds to be received and sent through SEPA and SEPA Instant.


Incoming payments


The banking provider sets the following conditions for deposits into EUR virtual accounts:


Deposit type

Condition

Account holder's own money

Unlimited

Third parties — companies

Unlimited

Third parties — individuals

Subject to approval and limits set by the banking provider's account manager

Minimum per transaction

€2

Maximum per transaction

No limit


EUR deposits from the account holder are unlimited.


Third-party EUR deposits from companies are also unlimited.


For third-party deposits from individuals, the banking provider does not publish a numeric limit. These operations are subject to approval and to the limits set by the banking provider's account manager.


Large-value operations


Operations above 1,000,000 EUR use a standard SEPA Credit Transfer instead of SEPA Instant.


Outgoing payments


The banking provider supports outgoing payments to third parties, both individuals and companies.


Outgoing type

Condition

Withdrawal by the account holder

Unlimited

Third parties — individuals

Unlimited

Third parties — companies

Unlimited

Minimum per transaction

€2

Maximum per transaction

No limit



The limits above are subject to the rules and compliance processes applicable to the banking provider's operations.

Updated on: 15/10/2026

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