What is the difference between stable coins and other cryptocurrencies?
Traditional cryptocurrencies, like Bitcoin or Ethereum, can experience high price volatility, meaning their value can change significantly over short periods of time. They are often treated more like investments than as a medium of exchange. Stablecoins, on the other hand, are digital assets designed to maintain a stable value, usually pegged to a fiat currency like the US dollar. ebioro uses USDC on the Stellar network, combining stability with fast and low-cost transactionSome readersWhy use stablecoins?
Stablecoins are digital currencies designed to maintain a stable value, usually pegged to a fiat currency like the US dollar. ebioro uses USDC on the Stellar network, which combines stability with fast and low-cost transactions. Benefits of using stablecoins like USDC on ebioro: Stable value: Unlike other cryptocurrencies, stablecoins are not highly volatile, making them ideal for everyday transactions. Fast and low-cost transactions: StSome readersWhat is the blockchain?
A blockchain is a digital, decentralized ledger that records transactions across a network of computers. Each transaction is grouped into a "block," which is linked to the previous block, forming a secure and unchangeable chain. How ebioro uses blockchain: Decentralized control: Transactions happen without a central authority, giving you more control over your funds. Transparency and security: Every transaction is recorded on the Stellar blockchain, making itSome readersWhat are stable cryptocurrencies?
Stable cryptocurrencies (or stablecoins) are digital assets designed to maintain a stable value by being pegged to a reserve asset, such as the US dollar (USD), euro (EUR), or even commodities like gold. Unlike traditional cryptocurrencies (such as Bitcoin or Ethereum), which can have high price volatility, stablecoins are created to minimize fluctuations and make everyday transactions more predictable. They are commonly used for: Sending and receiving money without wSome readersWhat is a stablecoin?
What is a stablecoin? It is a digital asset designed to maintain a constant value. Unlike other cryptocurrencies, its price is linked to a traditional currency, such as the U.S. dollar. That’s why it usually maintains a close 1:1 relationship with the USD. In practice, this means you can use them like digital dollars: store value, send payments, or receive money without being exposed to the typical volatility of the crypto market. In summary, a stablecoin combines&160Few readersDifferences Between Digital Money and Stablecoins
Differences Between Digital Money and Stablecoins The key difference lies in control and technology: stablecoins offer greater autonomy and global reach, while electronic money depends on traditional financial institutions. A stablecoin is a digital asset that operates on blockchain and maintains a stable value, generally pegged to the dollar. It allows users to send and receive money with direct control from a digital wallet, without banking intermediaries. Electronic money,Few readersWhat is the utility of a stablecoin?
What is the utility of a stablecoin? Store money without losing value. It maintains a stable price, usually equal to the dollar. Send and receive payments quickly. Transfers are almost instant, even between countries. Save without relying on banks. You don’t need a bank account to hold or use stablecoins. Get paid for online work or services. Freelancers and businesses use them to receive international payments. Pay for digital products and services. MoreFew readersHow Does Inflation Influence the Adoption of Stablecoins in LATAM?
How Does Inflation Influence the Adoption of Stablecoins in LATAM? The adoption of stablecoins in Latin America is directly linked to structural problems affecting local currencies, such as high inflation and depreciation against the U.S. dollar. In 2024, Argentina recorded annual inflation of 178%, while the peso lost 51.6% of its value against the dollar over twelve months. In Brazil, the real depreciated by more than 15% during the same year, despite having an advancedFew readersHow structural is crypto adoption in Latin America?
How structural is crypto adoption in Latin America? Latin America has established itself as one of the most active regions in the world in cryptocurrency usage. Between July 2022 and June 2025, the region processed $1.5 trillion in crypto transaction volume, with a 42.5% year-over-year growth rate, surpassing Europe in total volume. The size of this crypto economy is comparable to the GDP of developed countries such as Sweden, Norway, and Austria. Within the region, Brazil leadFew readersWhy is the use of stablecoins growing around the world?
Why is the use of stablecoins growing around the world? They maintain a stable value. Unlike other cryptocurrencies, they don’t rise or fall sharply because they are usually pegged to the dollar or another strong currency. They function as “digital dollars.” They allow people to store and send value without relying on traditional banks. Faster payments and transfers. Sending stablecoins is much faster and cheaper than using banks, especially across countries. ProteFew readersWhat Do Stablecoins Enable?
What Do Stablecoins Enable? Stablecoins allow users to hold digital money without volatility, avoiding exposure to the price fluctuations of other cryptocurrencies. They make it possible to send and receive payments in seconds, without banks and from any country. They enable low-cost international transfers with fast settlement. They allow users to pay and receive payments digitally and securely. They serve as a tool to protect money against local currency devaluatFew readersWhat role do stablecoins play in LATAM?
What role do stablecoins play in LATAM? Stablecoins are the primary type of crypto asset used in Latin America, surpassing Bitcoin and other crypto assets geared toward speculation. According to regional data, they account for between 50% and 90% of all crypto transactions and are mainly used as savings instruments, payment methods, and remittance channels. In Argentina, around 50% of crypto purchases correspond to stablecoins such as USDT and USDC, and the country has anFew readersTraditional Banking vs. Blockchain
Traditional Banking vs. Blockchain Traditional banking and blockchain both allow money to move, but they operate in very different ways. Traditional banking is a centralized system. Banks hold custody of funds, validate transactions, and set rules, hours, and limits. Each operation depends on intermediaries and the country’s financial infrastructure. Blockchain, by contrast, is a decentralized network. Transactions are recorded on a distributed digital ledger and do not require aFew readers