What is the utility of a stablecoin?

What is the utility of a stablecoin?

1. Store money without losing value. It maintains a stable price, usually equal to the dollar.
2. Send and receive payments quickly. Transfers are almost instant, even between countries.
3. Save without relying on banks. You don’t need a bank account to hold or use stablecoins.
4. Get paid for online work or services. Freelancers and businesses use them to receive international payments.
5. Pay for digital products and services. More and more platforms accept stablecoins as a payment method.
6. Protect against local inflation. They help preserve the value of money in unstable economies.
7. Move money at low cost. Fees are usually lower than those charged by banks or remittance services.

A stablecoin allows you to use money in a digital, stable, and borderless way.

Updated on: 11/02/2026