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# What is the Stellar Network?

The **Stellar Network** is a **public and decentralized blockchain** designed to **enable fast, secure, and low-cost money transfers** between individuals, businesses, and banks worldwide.

**Key points about Stellar:**
* **Easy cross-border transfers:** Allows money to move seamlessly between different currencies.
* **Fast and low-cost:** Transactions are completed within seconds with minimal fees.
* **Secure and transparent:** Every operation is recorded on the blockchain, ensuring trust.
* **Supports cryptocurrencies and stablecoins:** Enables the use of digital assets like **XLM** or **USDC** on the network.

Stellar creates a **global financial system** that efficiently and reliably connects people, businesses, and financial institutions.