What is the difference between stable coins and other cryptocurrencies?

Traditional cryptocurrencies, like Bitcoin or Ethereum, can experience high price volatility, meaning their value can change significantly over short periods of time. They are often treated more like investments than as a medium of exchange.

Stablecoins, on the other hand, are digital assets designed to maintain a stable value, usually pegged to a fiat currency like the US dollar. ebioro uses USDC on the Stellar network, combining stability with fast and low-cost transactions.

Key differences:

• Value stability: Stablecoins maintain a predictable value, making them ideal for everyday transactions, while traditional cryptocurrencies can fluctuate widely.
• Use for payments: Stablecoins are better suited for purchases, sending money, or topping up accounts. Traditional cryptocurrencies are often used more for investment or trading.
• Transaction speed and cost: Using Stellar, ebioro allows fast and low-cost transactions with USDC. Traditional cryptocurrencies may have slower processing times and higher fees.

By using stablecoins like USDC, you can enjoy the benefits of cryptocurrencies (borderless transactions, security, low fees) without worrying about extreme value changes.

Updated on: 28/08/2025