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# What Do Stablecoins Enable?

### What Do Stablecoins Enable?

**Stablecoins** allow users to hold **digital money without volatility**, avoiding exposure to the price fluctuations of other cryptocurrencies.

They make it possible to **send and receive payments in seconds**, without banks and from any country.

They enable **low-cost international transfers** with fast settlement.

They allow users to **pay and receive payments digitally and securely**.

They serve as a tool to **protect money against local currency devaluation**.

They also provide access to **digital financial applications (DeFi)**, including payments, savings, and asset exchanges.

Because they operate on **blockchain**, they can be used **24/7**, without schedules or intermediaries.

Stablecoins combine **stability, speed, and global reach** within a single digital environment.