> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://help.ebioro.com/sitemap.xml
> Use this file to discover available pages before exploring further.
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# Restrictions within the United States when creating a virtual account

###### Restrictions within the United States

The banking provider allows individual and business customers to operate in most US states, with the exception of **New York**, when their primary residential or operating address, as applicable, is located there.

The banking provider currently also allows onboarding of individual and business customers from **Florida and Louisiana**.

For businesses, availability depends mainly on the **primary operating address**, not necessarily on where the business is registered or where it holds its bank account.

**Texas:** orchestration is limited to first-party flows, and the banking provider does not support custody for customers located in this state.