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# EUR virtual IBAN limits and payments

###### EUR virtual IBAN limits and payments

The banking provider's EUR virtual IBAN allows funds to be received and sent through SEPA and SEPA Instant.

**Incoming payments**

The banking provider sets the following conditions for deposits into EUR virtual accounts:

| Deposit type | Condition |
| ---- | ---- |
| Account holder's own money | Unlimited |
| Third parties — companies | Unlimited |
| Third parties — individuals | Subject to approval and limits set by the banking provider's account manager |
| Minimum per transaction | €2 |
| Maximum per transaction | No limit |

EUR deposits from the account holder are unlimited.

Third-party EUR deposits from companies are also unlimited.

For third-party deposits from individuals, the banking provider does not publish a numeric limit. These operations are subject to approval and to the limits set by the banking provider's account manager.

**Large-value operations**

Operations above 1,000,000 EUR use a standard SEPA Credit Transfer instead of SEPA Instant.

**Outgoing payments**

The banking provider supports outgoing payments to third parties, both individuals and companies.

| Outgoing type | Condition |
| ---- | ---- |
| Withdrawal by the account holder | Unlimited |
| Third parties — individuals | Unlimited |
| Third parties — companies | Unlimited |
| Minimum per transaction | €2 |
| Maximum per transaction | No limit |


The limits above are subject to the rules and compliance processes applicable to the banking provider's operations.